Guidance Through The Connecticut Workers’ Compensation Claims Process
Regardless of the type of injury you suffered or the industry that you work in, there are well-defined steps for filing a workers’ compensation claim in Connecticut. At Mancini Law, we have extensive experience guiding people through the claims process and representing people who have had their claims denied. We stay with clients every step of the way, offering advice on filling out forms and ensuring that all forms are filed properly.
The First Step In The Claims Process
Immediately following your accident or the point at which you become aware of an illness or symptoms related to work, you need to report it to your manager or the person at your company who handles personal injury claims. If your are clearly injured at the time of an accident or event, you have one year to from the date of the accident to file a claim. If your injury is the result of exposure to toxins where symptoms don’t appear for a long period of time, you have three years from the first documentation of your symptoms to file a claim.
Following Up With A Visit To An Approved Doctor
After you report your injury to your employer, they will file a First Report of Injury accident report with their insurance carrier carrier. Assuming that your claim is not denied by the carrier, your employer will provide you with a list of approved doctors. You will then get your official first medical treatment from a healthcare provider named on that list. Receiving treatment from a healthcare provider that is not on the approved list of doctors may affect your ability to receive benefits.
Filing A Claim And Next Steps
We will help you complete the appropriate forms and determine the proper district office. At this point you will choose an attending physician. Usually, this can be the approved care provider from your initial visit or a doctor of your own choosing. However, some employer plans require that you choose a physician in their network.
You will continue to receive treatments as long as the doctor deems necessary. It is important to document all visits and to not miss any appointments.
An Employer’s/Respondent’s Examination May Be Required
To remain in compliance with your claim while you are receiving workers’ compensation benefits, you may be required to submit to an employer’s/respondent’s examination. This is a medical examination requested by either the employer or the employer’s insurance company to verify or determine the extent of your injuries. You cannot refuse this examination, but the cost of the examination will be covered by your employer.
What To Do If Your Claim Is Denied
It is not unusual for an initial claim to be denied. Employers and insurance carriers will often claim that you are not actually injured, that it is a pre-existing injury or condition or that it is not a work-related injury. They may also claim that you are not covered under or failed to follow the proper procedures. We have extensive experience working on complex workers’ compensation claims. Our legal team can examine the reason for the denial and help get your claim back on track.
Contact Mancini Law Today
If you believe that you have a workers’ compensation claim or have had a claim denied, we can help. To set up a free initial consultation, call 860-325-7347 or fill out our online contact form. Our legal team is bi-lingual and we proudly serve the Latino community. Se habla español.