Being involved in a motor vehicle crash is a harrowing event that can leave individuals shocked. The moments immediately following an accident are crucial for the safety of those involved and the legal and insurance processes that will inevitably follow.
Knowing the steps to take after a motor vehicle crash can help mitigate further harm, better ensure the well-being of all parties and facilitate a smoother transition into the recovery and claims process.
Check for injuries
The first and most important step following a motor vehicle crash is to check yourself and others for injuries. Contact 911 to have emergency services sent to the wreck site if there are any injuries. Because adrenaline can mask injuries, having a medical evaluation after the crash if there’s any indication that an injury might be possible.
Exchange information
Exchanging insurance and identifying information is critical after a crash. This can be as simple as taking photos of the insurance cards and obtaining phone numbers and addresses. The drivers should exchange this information, but getting witness information is also beneficial.
Document the scene
Snapping photos of the accident scene and damage to the vehicles can considerably help if you seek compensation. You should only do this if it’s completely safe to do so. Try to get photos from different angles if possible.
Notify your insurance company
Contact your insurance company to report the accident. Everything you say will be used in the processing of the claim, so you must choose your words carefully. Obtaining the assistance of a legal representative may be beneficial since they are aware of how insurers may view certain statements.
Remain highly cautious
One important point here is to avoid saying anything that might be construed as an admission of fault. This includes general apologies about the accident occurring. Statements such as, “I’m sorry you got hurt” might be considered saying you’re at fault for the crash.
If another driver was liable for the crash, you may choose to seek compensation. This must be done swiftly because there are time limits for these cases in Connecticut. Seeking legal assistance may minimize your stress and maximize your compensation during this process so you can focus on healing.