Teen drivers are more likely to be involved in car accidents than any other age group due to their inexperience, the prevalence of distractions in the Digital Age and the likelihood that teens will engage in risky behaviors while driving.
In Connecticut, when a teenager causes a crash, victims may sustain serious injuries, medical expenses and emotional trauma. Understanding liability, insurance coverage and legal options can help accident victims seek the compensation they deserve when teen drivers cause them harm.
Taking action after a wreck with a teenage driver
Connecticut has enacted strict graduated driver’s license (GDL) laws to minimize the risk of teen-related crashes occurring with any kind of frequency. These laws restrict nighttime driving, limit passenger numbers and prohibit cellphone use. However, despite these regulations, accidents involving teen drivers still occur, often leading to serious consequences for other drivers, passengers and pedestrians.
When a teenager is responsible for an accident, victims may be able to recover compensation from multiple sources. The primary source of liability is likely the teen driver and their auto insurance policy. Since teen drivers are often covered under their parents’ insurance policies, their parents’ policy may be responsible for paying damages.
In some cases, parents may also be held directly liable under Connecticut’s parental responsibility laws. If a parent knowingly allowed their teen to drive recklessly or failed to supervise them appropriately, they could be responsible for damages. Additionally, if a parent provided a vehicle to a teen with a history of reckless driving, victims may pursue a negligent entrustment claim, arguing that the parent was careless in allowing the teen to drive. It may also be possible that a combination of a teen driver, their parent(s), an auto manufacturer and even a local government may all share liability for the harm caused by a particular wreck.
Ultimately, if you or a loved one has been injured in an accident caused by a teen driver in Connecticut, taking immediate action is important. Seeking medical attention, documenting the scene and seeking legal guidance can help you to better ensure that you receive the maximum amount of compensation that you deserve.